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Michigan Health Insurance Exchange,
State Health Insurance Exchanges,
National Health Insurance Exchange,
Health Insurance Exchange,
Insurance Exchange


Welcome to Individuals, Families and Self Employed

Questions you should ask when purchasing insurance on the Exchange

Individual and Family Health Insurance Quote
Temporary Individual Health Insurance
Small Business & Group Health Insurance
Dental Insurance Plan One
Dental Insurance Plan Two
Dental Insurance Age 65 plus
Term Life Insurance
International Travel Insurance
Missionary Insurance


... Or call 1.800.889.2659 for a quote!

NAIC Committee Backs Flexible Framework for Health Exchanges


28004 Center Oaks Court - Suite 205 - Wixom, MI 48393
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(Copyright 2010 All Rights Reserved)

The Patient Protection and Affordable Care Act of 2010 dictates that Michigan will establish a Michigan health insurance exchange, with other states, the District of Columbia and the five U.S. territories also establishing their own health insurances exchanges, by the year 2012 and have it fully operational by 2014. Simply stated, individuals, couples, families and small businesses will become part of an immense "pool" of health insurance purchasers of similarly-featured private health insurance policies through the Michigan health insurance exchange. This should allow the large pool to negotiate and receive considerably lower premium rates for these policies. This government-operated Michigan health insurance exchange should also allow for better consumer protection mechanisms, broader transparency and more complete accountability.

Insurance agents will be able to offer access to the state-run Michigan health insurance exchange through their agencies. One of the more important aspects of going through an agency to purchase insurance from the Michigan health insurance exchange is the level of information available from a trained and seasoned agent. Speaking with an agent and purchasing insurance through that agent will allow the consumer or employer a broader set of choices than looking only at the Michigan health insurance exchange. While not likely, its still possible a standalone or group policy may actually still be less expensive or have broader benefits than the Michigan health insurance exchange can offer. This depends on the needs of the individual or group. There will never be a "one size fits all" insurance plan or exchange. The more choices a consumer or group has, the better their insurance will be.

Some states, the District of Columbia and a few of the territories have received grants for the development of their health insurance exchanges. Click here to see the individual grants to the states which received them and the District of Columbia, and what each plans to do with the funds.

Click here for a brochure prepared by the Henry J. Kaiser Family Foundation containing more information on health insurance exchanges.

(Copyright 2010 All Rights Reserved)

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